PLAN PERFORMANCE

The KW Pension Plan is fully funded, with more assets than it owes in current and future pensions. The KW Pension Plan has $1.25 for every $1 of pension we have promised to our members.

(at September 30, 2025 before application of Provisions for Adverse Deviation) 

CONTRIBUTIONS:  

Ratio of Waterloo Regional Health Network contributions to employee contributions: 1.26 

• In 2024, pension law required the Hospital to contribute, at a minimum $0.56 for every $1 of employee contribution. Instead, the Hospital contributed $1.26 for every $1 of member contribution, which is equivalent to Waterloo Regional Health Network’s contributions to HOOPP.

Waterloo Regional Health Network contributed 225% more than the minimum required to strengthen the financial health of the KW Pension Plan.

MEMBERS 

Waterloo Regional Health Network Pension Centre 

200 Consilium Place
Scarborough, ON M1H 3J3
Phone: 1-833-789-7472
 

Waterloo Regional Health Network 
Human Resources 

4th Floor, 40 Green
835 King Street West
Kitchener, ON N2G 1G3
Phone: 519-749-4300 Ext. 3965
Email: human.resources@grhosp.on.ca 

145 King Street West
Suite 1910
Toronto, ON M5H 1J8
Phone: 1-800-711-1101 

For Retirees Only:
Waterloo Regional Health Network 

Pension Payment Services 
Northern Trust

Follow Us

November 28, 2025 – NEW: The 2024 Annual Report is now available. Access it below by clicking on "Download the full 2024 Annual Report".

For complaints and escalations, please email us at KWPensionPlan@grhosp.on.ca                

Waterloo Regional Health Network is committed to responding to your enquiry within 1 - 5 business days.

Download the full 2024 Annual Report